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  • Home
  • Find Your Best Options
    • Medicare Advantage Plan Quote
    • Medicare Supplement Coverage Quote
    • Prescriptions Drug Plans Quote
    • Long Term Care Insurance Quote
  • Consultation
  • Medicare
    • Medicare Advantage Plans
    • Medicare Supplement Coverage
    • Prescriptions Drug Plans
  • LTC
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Newsletter Signup
  • Contact


Prescriptions Drug Plans

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What is Medicare Prescription Part D?

These plans (sometimes called "PDPs") add drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private Fee-for-Service (PFFS) Plans, and Medicare Medical Savings Account (MSA) Plans.

What do drug plans cover?

Each Medicare Prescription Drug Plan has its own list of covered drugs (called a formulary). Many Medicare drug plans place drugs into different "tiers" on their formularies. Drugs in each tier have a different cost.

A drug in a lower tier will generally cost you less than a drug in a higher tier. In some cases, if your drug is on a higher tier and your prescriber thinks you need that drug instead of a similar drug on a lower tier, you or your prescriber can ask your plan for an exception to get a lower copayment.

A Medicare drug plan can make some changes to its formulary during the year within guidelines set by Medicare. If the change involves a drug you’re currently taking, your plan must do one of these:

Provide written notice to you at least 60 days prior to the date the change becomes effective.
At the time you request a refill, provide written notice of the change and a 60-day supply of the drug under the same plan rules as before the change.

Contact us to learn more about the right Medicare Part D Prescription Plan for you.
(888) 676-8556
1151 SW 30th Street
Ste F
Palm City, FL 34990
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Medicare Help Options
1151 SW 30th Street
Ste F
Palm City, FL 34990
(888) 676-8556
Click Here to Email Us

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